This email is being sent to you to confirm one or more activities recently completed at Account Online. Note: If you performed multiple activities at Account Online within the past 48 hours you may receive confirmations separately.

On December 15, 2004 our Account Review Department identified some unusual activity in your account. In accordance with HSBC's and Household Bank User Agreement and to ensure that your account has not been compromised, access to your account was limited. Your account access will remain limited until this issue has been resolved.

We encourage you to log in and perform the steps necessary to restore your account access as soon as possible. Allowing your account access to remain limited for an extended period of time may result in further limitations on the use of your account and possible account closure. Login to your account: http://www.household.com/corp/hipf_credit_access_acct.jsp

If you're planning to change your e-mail address, sign-on to online account, go to the Manage My Account menu, and choose Update Personal Profile to edit your Email Profile. To change your postal address, just use the same menu and choose Address & Phone Change.

If you use your work e-mail address, keep in mind some employers may block receipt of employees' personal e-mail. Please update your e-mail address, login to your account and -see instructions above.

Thank you for your prompt attention to this matter. Please understand that this is a security measure meant to help protect you and your account. We apologize for any inconvenience.

Sincerely,
Thomas Debirski
HSBC & Household Corp., Account Review Department.